Why are commercial ships still using the Strait of Hormuz despite the risk of being fired on?

It’s either we live in a crazy world or human beings just love exposing themselves to mortal danger.

How else can one describe the situation in the Strait of Hormuz presently?

The whole world is aware that it’s a dangerous zone for commercial ships right now yet some of them are still passing through it and being shot at.

Is it that they value their cargo and money more than their lives?

Or is it that the ships’ staff cannot disobey those who send them on the near-death passage through the controversial war-torn Strait?

Presently in the world where employees are protesting massively, most times unreasonably, against their employers, it’s just so hard to comprehend that the staff of the ships being sent through the currently deadly Strait cannot present to their employers the possible risk to their lives as a reason to avoid the controversial Strait for now until all the tension over it between the US and Iran settle down.

So, at this point, it just seems so crazy that ships are still daring to pass through the war-torn Strait that it’s almost like the ships’ crews themselves have a death wish.